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1. How can I accept credit cards on my site?
2. What is a merchant account? Why do I need one?
3. How does it work?
4. How do I get a merchant account?
5. Would it be easier to go to my local bank to get a merchant account?
6. How long does it take to get a merchant account?
7. I currently have a merchant account through someone else, can I still use this merchant account with Miva?
8. Which credit cards can I accept with Card Service International?
9. What kind of equipment do I need to process credit cards?
10. How do I know that I'm getting a "good deal"?
11. Can
I use my merchant account to accept credit card payment in my online
store? Is it safe to process credit cards over the Internet?
12. What kind of payment solutions are available through Card Service International?
13. Will the Card Service International LinkPoint Payment Gateway work with my shopping cart?
14. Internet technology changes so fast, will I be able to use my merchant account with my Internet store in the future?
- 1. How can I accept credit cards on my site? - Top
- In
order to accept credit cards you must have a Merchant Account. Loft Productions
has partnered with Card Service International to provide you with your own merchant
account & online processing system. If you don't already have a
merchant account please contact
us for
information on obtaining one.
- Updated: January 15, 2003
- 2. What is a merchant account? Why do I need one? - Top
- A
merchant account gives a business the ability to accept credit cards as
payment for the company's goods and services. This provides your
customers with an extremely popular payment option, beyond cash and
checks.
Studies have shown that merchants can typically
increase their business by 30 - 70% or more - sometimes even hundreds
of percent! Plus, customers are more willing to purchase higher cost
goods using a payment method that offers them repayment flexibility. It
is projected that by 2004, credit card transactions will account for
98% of Internet sales, equaling $55.6 billion!
- Updated: January 15, 2003
- 3. How does it work? - Top
- The
merchant account provider authorizes the credit card transfer from your
customer and deposits the funds for their purchases right into your
business checking account, typically within two business days.
- Updated: January 15, 2003
- 4. How do I get a merchant account? - Top
- Merchant
accounts are available from some banks and other independent providers
such as Card Service International. Card Service International offers plans
that are designed to meet the needs of small, medium or large business
merchants, providing a
variety of services including credit card, electronic check, Internet
transaction services, and more. Loft Productions has an exceptional merchant
account program offer available to its clients through Card Service International. Contact
Us for
more details.
-
- - Updated: January 15, 2003
- 5. Would it be easier to go to my local bank to get a merchant account? - Top
- Many
local banks do not set up merchant accounts, but have relationships
with companies like Card Service International. Also, in addition to offering outstanding
programs, Card Service International regularly works with the kinds of businesses that
most banks consider risky and shy away from, such as new businesses,
Internet, phone and mail order businesses. If you do decide to get a
merchant account from your local bank, be sure that you can get a
payment gateway as well. That will allow you to connect your merchant
account to your web site. Card Service International provides you with a payment gateway
at no additional cost.
- Updated: January 15, 2003
- 6. How long does it take to get a merchant account? - Top
- Application approval and set-up can be completed in as little
as 24 hours through the special
Card Service International program available to Loft Productions clients.
- Updated: January 15, 2003
- 7. I currently have a merchant account through someone else, can I still use this merchant account with Miva? - Top
- Yes,
if you currently have a merchant account through someone else, you can
use that merchant account to process credit card orders with your
Loft Productions account. You will need to find out who your payment gateway
is (you can ask the company providing your merchant account). Depending
on
your payment gateway, you may or may not be able to do real time
transactions with your Miva Merchant shopping cart. If you can't do
real time credit card processing, you will still be able to use your
merchant account, you will just have to store the credit card numbers
securely with Miva and then process the numbers manually through your
merchant account. Once you know your payment gateway, contact us the
name and we will let you know if it is compatible with real time credit card
processing or not.
- Updated: January 15, 2003
- 8. Which credit cards can I accept with Card Service International? - Top
- The
most popular credit cards - MasterCard and Visa can be processed by default.
There are additional fees and applications in order to process Discover
Card and American Express.
- Updated: January 15, 2003
- 9. What kind of equipment do I need to process credit cards? - Top
- A computer with Internet access is used for Internet, mail and telephone orders.
In
the retail environment, a specialized terminal/printer designed to read
the magnetic strip on the back of the customer's credit card is used.
This can provide the customer with a paper receipt at the time of
purchase.
An imprinter, which takes a physical copy of the customers credit card, may also be used.
- Updated: January 15, 2003
- 10. How do I know that I'm getting a "good deal"? - Top
- The
Card Service International program offers an outstanding value across the board -
functionality, security, reporting, zero initial set-up and low
residual costs.
It is important to consider all costs
associated with the merchant account when comparing programs. Be sure
to check for hidden fees for payment gateways, service charges, monthly
minimums, and membership fees.
- Updated: January 15, 2003
- 11.
Can I use my merchant account to accept credit card payment in my
online store? Is it safe to process credit cards over the Internet? - Top
- We
provide you with the use of our SSL certificate so that you can
securely exchange information with Card Service International offering Internet Service
Providers an encrypted connection to its Secure Payment Engine. By
using the LinkPoint's Secure Payment Gateway technology, all
Card Service International merchants receive fraud screening on each transaction and
real-time reporting via their Web browser. PayPal also provides a
secure environment for your customers to give you their credit card
information.
For the merchant who wants to get online fast with a limited start-up budget, Card Service International is the best choice.
When
using Card Service International, all orders and payment information sent from the
merchant's Web site will be encrypted using industry standard RC4
1024-bit encryption with SSL Version 3. This encrypted and secure data
is routed to Card Service International and is decrypted and processed. All processed
information (Approved/Declined transactions) is then re-encrypted and
sent securely back to the Web site. Once at the Web server, it is
decrypted and displayed to the consumer. Also, order confirmation
e-mails are sent to the consumer and to the merchant. Card Service International
guarantees that the orders and payment information generated by the
merchant's Web site remains totally secure.
- Updated: August 15, 2003
- 12. What kind of payment solutions are available through Card Service International? - Top
- More information can be found at the Card
Services International website.
- Updated: January 15, 2003
- 13. Will the Card Service International LinkPoint Payment Gateway work with my shopping cart? - Top
- The
Card Service International LinkPoint Secure Payment Gateway works with a wide variety
of shopping carts. Loft Productions offers a shopping cart (Miva Merchant) that
has already been integrated with the Card Service International LinkPoint Payment
Gateway and has been fully tested. It is ready to go!
- Updated: January 15, 2003
- 14. Internet technology changes so fast, will I be able to use my merchant account with my Internet store in the future? - Top
- Absolutely.
As Card Service International upgrades its products in the future, merchants will receive
free upgrades to keep them on the cutting edge.
- Updated: January 15, 2003
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